Wizzay.com

Written by human
Written by Joe Chappius

- Jul 30, 2025

Our take on Wizzay.com in 30 seconds

Wizzay operates as a loan marketplace connecting borrowers with potential lenders rather than providing direct loans.

While their application process is user-friendly, the quality of service depends heavily on the lender you're matched with.

Their value lies in convenience for comparing options, but expect variable interest rates and be prepared to thoroughly review all terms before accepting any offer.

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Pros & Cons

  • Accepts all credit types

  • Large network of direct lenders

  • Fast Approval and Funding

  • Not available in all states

Wizzay.com At glance

Read reviews (5)
Written by

Joe Chappius

Company name

Wizzay.com

Website

https://www.wizzay.com/

Pricing

Interest rates and fees appear to be somewhat above market average. As a loan marketplace, Wizzay connects borrowers with lenders who set their own rates, which can vary widely. Some reviews indicate higher-than-expected costs.

Customer Support

Based on available reviews, response times appear to be slow (5+ days in some cases). Customer service representatives are described as polite but often unable to resolve specific issues, particularly when problems arise with connected lenders.

Terms and Flexibility

Standard industry terms that follow regulatory requirements. While the platform is transparent about being a connector service, some borrowers report confusion about the final loan terms they receive from lenders.

Customer Experience

The application process is straightforward, but the experience after submission receives mixed reviews. While some users report quick funding, others mention delays and communication issues between Wizzay and partnered lenders.

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Details

Wizzay.com loan

Terms & fees

Loan amount$500 - $5,000
Term1 day - 2 years
Annual interest rate5.9% - 35.99%
Origination feeVaries by lender
Monthly feesVaries by lender

Requirements

Minimum age18
Minimum income$1,200
National bank requiredYes
National phone number requiredYes
Citizenship requiredYes
Electronic identificationYes

Features

Cosigner possibleNo
Revocation periodYes
Accept bad credit historyYes
Weekend payoutNo
Loan extensionsYes
Early paybackYes
Payment within 24 hoursYes
Loan brokerYes
Interest free loanNo

Additional fields

Payment hoursAlways Open
High approval rateNo
Credit check companyEquifax, Experian, TransUnion
Recommended companyYes

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