Fast5KLoans Review 2025: Online Lending Marketplace for All Credit Types

— Review updated Nov 2025

- Nov 6, 2025

Fast5KLoans provides a convenient marketplace for borrowers with less-than-perfect credit to compare loan options from multiple lenders.

The company offers loans up to $35,000 with next-day funding, but borrowers should carefully review the terms from individual lenders, as APRs can reach up to 35.99%.

Their service is free of charge, but you may be charged a fee by the originator of up to 10% upon confirmation.

Read the full review

Fast5KLoans At glance

Popularity

The popularity score indicates the percentage of customers choosing this company the last 90 days.

Customer Experience

Users appreciate the simple application process and quick pre-approval, but limited verified reviews exist. As a connector service, the actual loan terms and customer support quality depend entirely on the partner lender matched with the applicant.

Company name

Fast5KLoans

Website

https://fast5kloans.com/

Phone

(800) 884-8067

Email

info@fast5kloans.com

Address

7050 West Palmetto Park Road #15-345, Boca Raton, FL 33433

Pricing

APR ranges from 5.99% to 35.99%, which is fairly standard for this market but the upper end is quite high. As a marketplace, Fast5KLoans doesn't charge fees, but individual lenders may impose various fees that aren't transparent upfront.

Customer Support

As a lending marketplace rather than direct lender, support is primarily for connecting users with lenders. Response times and helpfulness appear average based on available information, with limited direct customer feedback about their support team.

Terms and Flexibility

Terms are standard with loan amounts from $100-$35,000 and repayment periods up to 72 months. While they use industry-standard encryption, the marketplace structure means actual terms vary by lender, reducing transparency for borrowers.

Pros & Cons

Broad Lending Network Access: Fast5KLoans connects borrowers with over 100 approved lenders through a single application, significantly simplifying the loan shopping process.
Nationwide Availability: Unlike many lending services that restrict their operations to certain states, Fast5KLoans operates in all 50 states plus Washington, DC.
Flexible Loan Amounts and Terms: The platform offers loans ranging from as little as $100 up to $35,000 with repayment terms extending from 2 months to 6 years (72 months).
Quick Application and Funding Process: Fast5KLoans provides a streamlined application process that takes just minutes to complete, with potential approval and loan offers available almost immediately.

Potentially High Interest Rates: While the APR range starts at a reasonable 5.99%, it can reach up to 35.99%, which is at the upper limit of what's typically considered acceptable for personal loans.
Limited Transparency About Specific Lenders: As a marketplace rather than a direct lender, Fast5KLoans doesn't provide detailed information about the specific lenders in their network upfront.
Fees of up to 10%: Fast5KLoans' service is free, but, depending on the loan amount, term, and credit history, you may be charged a fee by the originator ranging between 3% and 10% upon confirmation.

Details

Fast5KLoans Loan

Terms & fees

Loan amount$100 - $5,000

Term2 months - 6 years

Annual interest rate5.99% - 35.99%

Origination feeVaries by lender (3-10%)

Monthly fees$0

Requirements

Minimum age20

Minimum income$1,000

National bank requiredNo

National phone number requiredYes

Citizenship requiredYes

Electronic identificationYes

Features

Cosigner possibleNo

Revocation periodNo

Accept bad credit historyYes

Weekend payoutNo

Loan extensionsYes

Early paybackYes

Payment within 24 hoursYes

Loan brokerYes

Interest free loanNo

Additional fields

Payment hoursAlways Open

High approval rateNo

Recommended companyYes

Get started

If you are looking for a quick loan and want to explore your options, you may want to consider Fast5KLoans - a lending marketplace, offering free loan comparisons from over 100 lenders.

You can get a loan offer within minutes and get funded as soon as the next day.

Fast5KLoans allows borrowers to find a loan online within minutes. It is available in all 50 states (and Washington, DC).

Apply for a Loan on Fast5KLoans Now

Fast5KLoans Overview

Fast5KLoans is a lending marketplace operated by Golden Entropy Marketing Inc., a financial services company founded in 2014 and based in Encino, CA.

The platform offers free loan comparisons from over 100 approved lenders and borrowers can find a loan online within minutes.

Loan amounts range from $100 to $35,000 with repayment periods of up to six years. Once approved, funds can be deposited into your account as soon as the next day.

Fast5KLoans is available in all 50 states (and Washington, DC) and has proven to be one of the most popular lending marketplaces in the U.S.

Here's a quick summary of 5KFunds:

Overview	Features
Loan type:	Personal loans
Loan amount:	$100 to $35,000
Loan term:	Up to 72 months
APR:	5.99% to 35.99%
Min. credit score:	None
Monthly fees:	(Varies by lender)
Payout time:	One business day
Weekend payout:	(Varies by lender)
Requirements:	18 years or olderBe a U.S. citizenHave a bank accountHave a steady source of income

Kindly note that if payday loans are banned in your state, Fast5KLoans won’t be able to connect you with a lender.

Want to find out more about the full range of offerings? Read our Fast5KLoans review below or view Fast5KLoans reviews from customers.

Visit Fast5KLoans to get started

Application process

Applying for a loan via Fast5KLoans is a straightforward process. You can find a loan within minutes and get funded as soon as the next day.

Costs

Fast5KLoans does not charge any fees for using the platform. However, lenders on the platform may impose fees and/or interest. So ensure you read through the terms before accepting a loan offer.

Payments

Lenders on Fast5KLoans offer payment terms ranging from six months to six years. Payments are usually made monthly.

Privacy and Security

Fast5KLoans claims that it uses industry-standard encryption to prevent third parties from intercepting data on the site.

Who Is Fast5KLoans For?

If you need a quick personal loan under $35,000 and want to explore your options, a loan comparison service like Fast5KLoans can help you find an offer within minutes.

The platform is most suited for borrowers who find it hard to get loan offers due to their credit standing and those that may want to explore the full range of options available to them.

Eligibility Requirements

You need to meet the following requirements to qualify for a Fast5KLoans loan:

Be a U.S. Citizen
At least 18 years old (or more depending on your state)
Be currently employed or receiving regular income
Have an active bank account

Who It’s For

Fast5KLoans may be a good option for you if:

You need a quick loan under $35,000
You have less than excellent credit

Who It’s Not For

Fast5KLoans may not be a good option for you if:

You need a loan above $35,000
You have excellent credit

How To Apply for a Fast5KLoans Loan

Visit the Website

Go to the Fast5KLoans website here.

Submit Your Details

Complete your details and submit your request.

Review Loan Offers

Review your loan offers.

Get Approved

Select a suitable loan offer (if any) and receive funds as soon as the same business day.

What To Consider Before Applying

How much you need: Loans offered on Fast5KLoans range from $100 to $35,000.
Your credit score: Fast5KLoans is best suited for people with poor or bad credit. If you have excellent credit, you will qualify for loans with better terms than those offered on the platform.

Visit Fast5KLoans to get started

Fast5KLoans FAQs

Is Fast5kLoans legit?

A very reputable company. Fast5KLoans is a well-establish lending marketplace, offering free loan comparisons from their 100+ approved lenders since 2014.

Will my personal information be safe with Fast5kLoans?

Fast5kLoans has a strong focus on data security. All of your personal information is encrypted, and privacy is taken seriously.

Who can apply for a Fast5KFunds loan?

You need to be at least 18 years old, a U.S. citizen, have a stable income, and a bank account. You can apply online with Fast 5k Loans and it takes only a few minutes.

Fast5KLoans Alternatives

Here’s a list of alternatives to LoansUnder36 and how they compare:

Company	Loan Amount	APR	Term
PersonalLoans.com	$500 – $35,000	5.99-35.99%	3 Months – 6 Years
BadCreditLoans	$500 – $5,000	5.99-35.99%	10 Days – 2 Years
CashUSA.com	$500 – $10,000	5.99-35.99%	3 Months – 6 Years
Fast5KLoans	$500 – $35,000	5.99-35.99%	6 Months – 5 Years
5KFunds	$100 – $35,000	5.99-35.99%	61 Days– 6 Years

Should you take a loan with Fast5KLoans?

With the number of lenders out there, it can be a challenge to find one that suits your preferences.

If you are looking for a quick loan and have bad credit, then Fast5KLoans can help you can explore your options by presenting you with loan offers that match your credit rating.

You can get a loan offer within minutes and be funded as soon as the next day.

Read more Fast5KLoans reviews from customers below or add your own.

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